JCPenney now accepting Apple Pay

JCPenney, one of the largest apparel and home furnishings retailer in the U.S., has announced support for Apple Pay. Apple’s mobile payment system will be available in all stores nationwide. 

JCPenney will also make its credit card available on Apple Pay. This allows credit card users to earn shopping points through JCPenney Rewards, the retailer's customer loyalty program.

In store, Apple Pay works with iPhone 7, iPhone 7 Plus, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE and Apple Watch. JCPenney point-of-sale registers now process all Apple Pay supported credit and debit bank cards, including the JCPenney's credit card and co-branded Mastercard, both issued by Synchrony Bank and available to use with Apple’s mobile payment system.

Customers can add their JCPenney credit card as a payment option to Apple Pay using the Wallet or Apple Watch app on their iPhone. Plus, coming soon, customers with the JCPenney app on iPhone and iPad will have the option to complete their purchases using Apple Pay, according to Therace Risch, chief information officer for JCPenney.

When customers add a payment card to Apple Pay, the actual card numbers are neither stored on the device, nor on Apple servers. Instead, a unique device account number is assigned, encrypted and securely stored in the secure element on the Apple device. Each transaction is authorized with a one-time unique dynamic security code.