How about upgrade plans for the iPad and Apple Watch?

Apple has expanded its iPhone Upgrade Program to include online purchases. The goal is to encourage folks to upgrade their smartphones on an annual basis. So how about an iPad Upgrade Program and an Apple Watch Upgrade Program to encourage us to do the same?

The iPhone Upgrade Program applies to an iPhone 6s or 6s Plus purchased at Apple’s website or an Apple retail store and allows you to get a new iPhone every year complete with AppleCare +. It’s an interest-free, two-year payment plan that lets buyers trade up to a new handset each year. You’re even free to choose the carrier and rate plan that works for you. Pricing starts at $32.41 per month for a 16GB iPhone 6s.

Let’s use that model to come up with our Apple Watch Upgrade Program. The iPhone 6s, without a carrier plan, costs $649. So let's have a $15 per month charge to be able to upgrade the entry level Apple Watch Sport edition (with AppleCare + included).

Now 16GB just isn’t enough for an iPad, especially since Apple is pushing the Pro model as a laptop replacement. Let’s say 64GB is a minimum. My proposed iPad Upgrade Program (with AppleCare +) would start at $20 per month for the $399 iPad mini 4 (no cellular) . The $599, 9.7-inch iPad Pro (no cellular) would be $30 per month and the $799, 12.9-inch iPad Pro (no cellular) would be $35 per month.

What do you think?