Apple and China UnionPay are bringing Apple Pay to China

Apple and China UnionPay have announced a partnership to bring Apple Pay, Apple’s mobile payment solution, to China. China UnionPay cardholders will be able to add their bank cards to Apple Pay on the iPhone, Apple Watch, and iPad.

China UnionPay’s QuickPass and Apple Pay together will protect customer payment information through payment tokenization technology, according to Eddy Cue, Apple’s senior vice president of Internet Software and Services. Security is at the core of Apple Pay, so when you add a credit or debit card, the actual card numbers are not stored on the device, nor on Apple servers, he adds. Instead, a unique Device Account Number is assigned, encrypted and securely stored in a dedicated chip called the Secure Element on your device. Each transaction is also authorized with a one-time unique dynamic security code. 

Apple Pay will roll out to China UnionPay cardholders as soon as early 2016 after relevant tests and certification required by Chinese regulators, with the service itself in compliance with the applicable national mobile payment and financial industry standards in China. In stores, Apple Pay works with iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus and Apple Watch. When paying within apps, Apple Pay is compatible with the iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPad Air 2, iPad mini 3, iPad mini 4 and iPad Pro.

China UnionPay, also known as UnionPay or by its abbreviation, CUP, is the only domestic bank card organization in the People's Republic of China.